Car accidents can result in a range of problems and issues for those involved. They can cause serious injuries and psychological trauma that stays with the sufferer for years after the accident. They can also result in extensive damage to the vehicles involved, leading to hefty repair bills.
Of course, there is also the legal side to car accidents. Those who are deemed liable for causing the accident may be responsible for paying for the costs of vehicle repairs and contributing to compensation payouts.
What Common Problems Do People Face Following Car Accidents?
Although the exact issues that people face in the aftermath of a car accident vary greatly depending on the events leading up to, during, and following the accident, some problems are more common than others.
In this article, we are going to cover the most common problems that people face after car accidents, including physical injuries, trauma, financial losses, vehicle damage, and insurance company disputes.
Physical injuries and long-term health problems
One of the most obvious, immediate, and common problems people face after being in a car accident is physical injuries. From minor injuries like bruises and scrapes to major injuries like broken bones and traumatic brain injuries (TBIs), there is a wide range of physical issues that can arise from collisions on the road.
These injuries may require medical attention and could result in the person needing long-term treatments, therapies, and hospital follow-up appointments. Many people also need to take time off work to recover from their injuries, leading to financial losses alongside the costs of medical bills.
Some car accidents result in drivers and passengers sustaining serious injuries that require long-term treatments, medications, and therapies. Certain injuries, like broken bones, may require several surgeries to fix.
Even with ongoing medical attention, many injuries lead to long-term disabilities and associated health problems. Chronic pain, reduced mobility, traumatic brain injuries, and muscle wastage are just some of the lifelong health issues that are common for people to deal with after being in a road traffic collision.
Psychological trauma and emotional distress
Car accidents can be traumatic, as can the following injuries, treatments, financial strains, and legal complications. Sadly, many people develop post-traumatic stress disorder (PTSD) following severe car accidents, a condition that affects them for the rest of their lives.
Managing psychological trauma and emotional distress in the aftermath of a road traffic accident can be very difficult. It can often require the help of a professional psychologist or counselor in regular therapy sessions, where those affected can talk through their traumas and find coping strategies.
Financial worries and losses
The aftermath of car accidents often involves some form of financial loss. Drivers often need to pay professional mechanics to repair or replace parts on their damaged vehicles.
There are also medical bills, which can be very expensive, to pay for if the driver has been injured during the accident. Legal fees associated with hiring an attorney and filing a compensation claim can also quickly add up, leading to financial strain and worry for those affected.
Many people struggle to pay all of the bills that they receive after being in a car accident and need to take out loans. As a result, they end up in lifelong debt that impacts their well-being in the long term.
Property damage and costly repairs
Property damage is a common issue following car accidents. The costs of repairing such damages can be costly, time-consuming, and stressful.
Vehicle damage isn’t always visible, and internal problems can be more alarming than obvious external damages. A driver may take their damaged car to a mechanic only to find that it’s going to cost them thousands of dollars to fix these problems.
There is also the risk of damage to people’s houses if one or more of the vehicles collided with somebody’s home during the road traffic accident. The driver or drivers deemed responsible for the accident may be responsible for covering the costs of fixing home damages, enhancing their financial burden.
Disputes with insurance companies
Insurance companies can be sneaky. They will do everything within their power to reduce your compensation payout or avoid paying you anything at all despite your injuries and costs after a car accident that wasn’t your fault.
If an insurance company denies liability, it can be difficult to go against them. Many drivers are scared to dispute an insurance company’s claims, and as a result, they never end up receiving the compensation they deserve. Not only does this result in significant financial losses for the driver but it also means the person (or people) at fault for the road traffic accident never get reprimanded for their actions.
Even if an insurance company agrees to a compensation settlement, they may try to shift the blame and reduce liability for their client. They do this to reduce the amount they need to pay out, and this can be extremely frustrating for drivers to navigate. Many drivers end up with a payout that is much too low to cover their accident-related expenses.
When a driver gets into a dispute with an insurance company following a car accident and fails to resolve this dispute with a fair compensation settlement, it could put them off claiming again in the future if they get into another incident on the roads.
On a similar note, understanding the legal jargon that insurance companies often use can be confusing. Most people need to hire a car accident attorney or legal expert to help them understand the terms of their insurance policy and the claims process.
Legal complications and claims
Car accidents often lead to a number of legal issues. Navigating the legal world can be difficult and daunting. Many drivers require the help of a qualified, licensed attorney when they’ve been in a road traffic collision, which can be an expensive and stressful process, contributing to further financial worries.